New figures show a sharp rise in company bankruptcies this year.
Between January and the end of October, more than 11,000 bankruptcy proceedings were launched - an increase of over a third compared with the same period last year.
The financial information firm CRIF says one factor is a rule change introduced in January, allowing tax debts to trigger default payment procedures.
Geneva, Vaud and Zurich recorded the highest numbers of cases, while Valais saw the fastest growth, with bankruptcies more than doubling to 522.
Despite the surge, business creation remains robust: nearly 49,000 companies were founded in the first ten months, with Zurich leading new registrations ahead of Vaud and Geneva.
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